Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The Financial Conduct Authority does not regulate Cash ISA’s


Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2021/22 at £20,000, while several new ISA variants, offer savings "bonuses".

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Markets

There are three FTSE 100 shares that I’d consider buying in August. Here I take a look at the investment case for each company.
There are multiple FTSE 250 dividend-paying stocks. Here's how I would cut the list down to size and identify the ones I would consider buying.
The BP share price is up a little so far this year. Andy Ross outlines in this article why there's a lot of risks and he'll avoid the oil major's shares.
The FTSE 100 had been making gains this week following the Monday sell-off, but closed lower yesterday, with some consumer goods and commodities stocks not in demand.
The Vodafone share price is rising after the company reported a return to growth. Roland Head asks if the stock's high yield is safe.